How to Make Investments Passive in 90 Days with Michael Hoffmann, Ep. 719

Written by John Casmon

June 6, 2025

Michael Hoffmann, also known as “Mr. Passive,” is a real estate investor, vending entrepreneur, and advocate for time freedom through smart investing. Starting from humble beginnings in rural Iowa and a 60-hour-a-week coaching job, Mike leveraged a $70,000 fixer-upper into a thriving portfolio—including real estate, vending machines, e-commerce, and Bitcoin mining. He now teaches others how to create scalable passive income using creativity, trends, and delegation.


Make sure to download our free guide, 7 Questions Every Passive Investor Should Ask, here.

Key Takeaways

  • Mike started his investing journey with a $1,200/month salary and turned a small rental into a life of financial flexibility.
  • He follows a 30-60-90 rule to make every investment passive within the first 90 days.
  • Vending routes and unattended retail offer high-margin, scalable passive income opportunities beyond traditional real estate.
  • He uses trends and automation—like AI-based vending—to identify untapped markets.
  • Asset flexibility and time buyback are central to his investment philosophy.


Topics

From $1,200 a Month to Passive Investor

  • Started in college athletics making just $1,200/month while working 60+ hours per week.
  • Bought a $70K turnkey rental and later scaled through 1031 exchanges.
  • Focused early on delegating property management to stay hands-off.

Creative Wealth-Building with Real Estate

  • Leveraged 1% rule and capital gains to buy a condo, then pivoted to short-term rentals in high-growth areas.
  • Built and rented out an ADU in Oregon to double rental income from a single lot.
  • Invested in land outside city limits and is developing duplexes permitted as townhomes for long-term flexibility.

Unattended Retail: The 21st Century Lemonade Stand

  • Owns 100+ vending machine locations generating $100K/month.
  • Transitioned from old-school machines to smart, AI-enabled retail kiosks offering allergy meds, protein bars, and over-the-counter products.
  • Hires route operators from the gig economy and uses GMs to stay completely passive in the business.

Passive Income Across Asset Classes

  • Invests in Bitcoin mining, e-commerce, and unattended markets.
  • Believes in analyzing trends and entering where customer needs are evolving.
  • Inspired by a vending machine experience at an airport that charged $3 for water—realized someone was profiting while he was grinding.


📢 Announcement: Learn about our Apartment Investing Mastermind here.

Round of Insights

Failure that set Michael up for success: A breakup led him to move cross-country and discover real estate and entrepreneurship through discomfort.

Digital or mobile resource: YouTube – for free, in-depth, community-driven education across every investment topic.

Book recommendation:

  • Profit First by Mike Michalowicz – a favorite for financial structure in both business and personal life
  • Buy Back Your Time by Dan Martell – redefines the value of outsourcing to regain control of your calendar

Daily habit: Early mornings and regular exercise for energy, clarity, and consistency.

#1 insight for investing passively: Find people smarter than you—and let them do the heavy lifting.

Favorite restaurant in Eugene, OR: Sabai.


Next Steps

  • Learn more about passive vending opportunities at VendingPreneurs.com
  • Subscribe to his YouTube channel.
  • Re-evaluate your time investments—are you buying time or trading it away?

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